Smart Finance for the Assets That Drive Your Business
Asset Financing – Car, Equipment & Machinery
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What Sets Our Lending Apart
When it comes to business growth and operational efficiency, having the right assets—whether it’s vehicles, equipment, or heavy machinery—is crucial. But paying for them outright can tie up capital that could be better invested elsewhere. Asset finance allows you to acquire the tools you need while keeping cash flow healthy and business operations running smoothly.
At By Invite Finance, we don’t just source finance—we structure it strategically. Whether you’re purchasing a fleet of vehicles, upgrading medical or office equipment, or investing in specialised machinery, we tailor solutions that maximise tax efficiencies, align with your business strategy, and keep repayments flexible. Our access to bank and non-bank lenders means we can secure finance with competitive rates, minimal upfront costs, and structures that work for you—not just the lender.
Making the Right Moves: What You Need to Know About Asset Finance
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What Is Asset Finance?
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What Can I Use Asset Finance For?
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How Much Can I Borrow for Asset Finance?
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ETA to Approval?
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Second-Hand Equipment or Vehicles
What Is Asset Finance?
Asset finance is commonly used to purchase either new or used:
- Cars & Commercial Vehicles – From business cars to trucks and company fleets.
- Equipment & Technology – Computers, office fit-outs, medical and dental equipment.
- Heavy Machinery & Construction Equipment – Excavators, cranes, agricultural machinery, and more.
If it’s a tangible asset that helps your business grow, streamline operations, or generate revenue, there’s likely a finance solution to match.
What Can I Use Asset Finance For?
The amount you can borrow depends on your business turnover, financial position, and the type of asset. In many cases, lenders offer:
- 100% finance with no upfront deposit required.
- Auto-Approvals for Business Owners who own residential property
- Loan terms from 12 months to 7 years, depending on the asset type.
- Flexible repayment structures that align with seasonal income or business cash flow cycles.
At By Invite Finance, we assess multiple lenders to ensure you’re borrowing the right amount with the right terms, so your business can invest without unnecessary financial strain. We would recommend speaking to us prior to entering into a contract to ensure you’re across your particular circumstances.
How Much Can I Borrow for Asset Finance?
Technology advancements can rapidly shorten the effective lifespan of equipment, making it crucial to secure the right finance structure with the right loan term. A well-structured finance solution can help you maximise depreciation benefits while avoiding unnecessary break costs. At By Invite Finance, we work closely with you and your accountant to ensure your finance aligns with your business strategy, cash flow, and tax position—so you get the most value out of every purchase.
ETA to Approval?
Speed matters when acquiring equipment, vehicles, or machinery for your business. Approval times depend on the lender, asset type, and your financials, but for standard applications, we can often secure approvals within 24 to 48 hours. More complex transactions or custom financing structures may take longer, but we work proactively to streamline the process and minimise delays. Thinking about adding an asset to your business? Chat with us early to ensure you’re ready to move with confidence when the time is right.
Second-Hand Equipment or Vehicles
You can definitely finance second-hand equipment or vehicles—many lenders offer finance for used assets, though terms may vary based on age, condition, and resale value. While some lenders prefer new assets due to depreciation risks, the right lender can still provide competitive financing options for pre-owned equipment and vehicles. At By Invite Finance, we structure finance solutions that work for both new and used assets, ensuring you secure the best possible terms. We recommend reaching out early so you’re across all conditions and can make an informed decision on whether to buy new or pre-owned.
Asset finance is commonly used to purchase either new or used:
- Cars & Commercial Vehicles – From business cars to trucks and company fleets.
- Equipment & Technology – Computers, office fit-outs, medical and dental equipment.
- Heavy Machinery & Construction Equipment – Excavators, cranes, agricultural machinery, and more.
If it’s a tangible asset that helps your business grow, streamline operations, or generate revenue, there’s likely a finance solution to match.
The amount you can borrow depends on your business turnover, financial position, and the type of asset. In many cases, lenders offer:
- 100% finance with no upfront deposit required.
- Auto-Approvals for Business Owners who own residential property
- Loan terms from 12 months to 7 years, depending on the asset type.
- Flexible repayment structures that align with seasonal income or business cash flow cycles.
At By Invite Finance, we assess multiple lenders to ensure you’re borrowing the right amount with the right terms, so your business can invest without unnecessary financial strain. We would recommend speaking to us prior to entering into a contract to ensure you’re across your particular circumstances.
Technology advancements can rapidly shorten the effective lifespan of equipment, making it crucial to secure the right finance structure with the right loan term. A well-structured finance solution can help you maximise depreciation benefits while avoiding unnecessary break costs. At By Invite Finance, we work closely with you and your accountant to ensure your finance aligns with your business strategy, cash flow, and tax position—so you get the most value out of every purchase.
Speed matters when acquiring equipment, vehicles, or machinery for your business. Approval times depend on the lender, asset type, and your financials, but for standard applications, we can often secure approvals within 24 to 48 hours. More complex transactions or custom financing structures may take longer, but we work proactively to streamline the process and minimise delays. Thinking about adding an asset to your business? Chat with us early to ensure you’re ready to move with confidence when the time is right.
You can definitely finance second-hand equipment or vehicles—many lenders offer finance for used assets, though terms may vary based on age, condition, and resale value. While some lenders prefer new assets due to depreciation risks, the right lender can still provide competitive financing options for pre-owned equipment and vehicles. At By Invite Finance, we structure finance solutions that work for both new and used assets, ensuring you secure the best possible terms. We recommend reaching out early so you’re across all conditions and can make an informed decision on whether to buy new or pre-owned.
Experiences, Exclusively Shared
“Working with By Invite Finance’s founder, Jordan, was empowering. The team truly understands the financial needs of medical professionals and educates us along the way. They connected me with key experts, including a buyer’s agent and solicitor, ensuring everything was in place while I was in theatres all day. They also worked with my accountant to ensure the strategy aligned from a tax perspective, all while providing tailored lending advice to confidently grow my property portfolio (5th property, here I come!). I highly recommend By Invite Finance to any medical or time-poor professional—you can’t go wrong.“
— Anaesthetist
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